This is one in a series of blog posts we’re calling “Retirement Fundamentals.” Each entry will explore a core concept behind the Financial Engines’ investing methodology. For a more in-depth read, check out The Intelligent Portfolio by Christopher L. Jones, Financial Engines’ Chief Investment Officer.
“How much money will I have when I retire?”
That’s usually the first question I get when talking with people about their future retirement. In fact, “How likely am I to meet my retirement income goal?” is a more interesting and more important question. It’s also more difficult to answer.
That’s because the stock market and your 401(k) investments contain uncertainty and risk. Investments can go up or down at any time. Financial Engines
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